:root{--navy: #004266;--navy-dark: #00304a;--blue: #088ccb;--blue-dark: #1770a8;--teal: #3aa3b3;--orange: #eb9b24;--orange-dark: #d28614;--ink: #272727;--muted: #5a6b7c;--line: #dfe6ec;--bg: #ffffff;--bg-soft: #f2f7fa;--warn-bg: #fff7e6;--warn-line: #e6c980;--max: 1080px;--font-heading: "PT Sans", "Helvetica Neue", Arial, sans-serif;--font-condensed: "PT Sans Narrow", "Arial Narrow", Arial, sans-serif}*{box-sizing:border-box}html{color-scheme:light}body{margin:0;font-family:Helvetica Neue,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}img{max-width:100%}a{color:var(--blue-dark)}a:hover{color:var(--navy)}h1,h2,h3{font-family:var(--font-heading);line-height:1.25}h1{color:var(--navy);font-size:2rem;margin:0 0 .5rem}h2{color:var(--blue);font-size:1.5rem;margin-top:2.2rem}h3{color:var(--blue-dark);font-size:1.1rem}.wrap{max-width:var(--max);margin:0 auto;padding:0 1.25rem}.site-header{background:#fff;border-bottom:1px solid var(--line)}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:.9rem;padding-bottom:.9rem;gap:1rem;flex-wrap:wrap}.brand{display:inline-flex;align-items:center;gap:.65rem;text-decoration:none}.brand-logo{height:30px;width:auto;display:block}.brand-tag{color:var(--navy);font-family:var(--font-condensed);font-weight:700;font-size:.76rem;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap}.site-nav{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap}.site-nav a{color:#555;text-decoration:none;font-family:var(--font-condensed);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}.site-nav a:hover{color:var(--navy)}@media(max-width:640px){.brand-tag{display:none}.brand-logo{height:26px}.btn--sm{margin-left:0}}.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--navy) 0%,#0d5c8e 100%);color:#fff;padding:3rem 0 3.2rem}.hero:before{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='1200'%20height='420'%20viewBox='0%200%201200%20420'%20preserveAspectRatio='none'%3E%3Cpolygon%20points='0,0%20400,0%20200,420%200,420'%20fill='white'%20fill-opacity='0.05'/%3E%3Cpolygon%20points='480,0%20680,0%20480,420%20280,420'%20fill='white'%20fill-opacity='0.04'/%3E%3Cpolygon%20points='900,0%201200,0%201200,420%201000,420'%20fill='white'%20fill-opacity='0.06'/%3E%3C/svg%3E");background-size:cover;pointer-events:none}.hero .wrap{position:relative}.hero h1{color:#fff;font-size:2.2rem;max-width:48rem}.hero p{color:#cfe2f0;max-width:46rem;font-size:1.05rem}.hero .btn{margin-top:1.5rem}.btn--sm{padding:.45rem .9rem;font-size:.76rem;margin-left:.4rem}main{padding-bottom:3rem}.section{padding-top:.5rem}.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1rem;margin:1.2rem 0}.card{border:1px solid var(--line);border-radius:8px;padding:1.1rem 1.2rem;background:#fff}.card h3{margin:0 0 .4rem}.card p{margin:.3rem 0;font-size:.95rem;color:var(--muted)}.card a.more{font-weight:600}.callout{border:1px solid var(--line);border-left:4px solid var(--teal);border-radius:6px;background:var(--bg-soft);padding:1rem 1.3rem;margin:1.4rem 0}.callout h2,.callout h3{margin-top:.2rem}.callout--warn{border-left-color:var(--warn-line);background:var(--warn-bg)}.badge{display:inline-block;font-family:var(--font-condensed);font-size:.74rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:.15rem .55rem;border-radius:99px;background:var(--teal);color:#fff;vertical-align:middle}.badge--draft{background:#b3540a}.badge--muted{background:var(--muted)}.facts{display:grid;grid-template-columns:max-content 1fr;gap:.35rem 1.2rem;margin:1rem 0;font-size:.97rem}.facts dt{font-weight:700;color:var(--navy)}.facts dd{margin:0}@media(max-width:560px){.facts{grid-template-columns:1fr}.facts dd{margin-bottom:.5rem}}.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:.5rem;margin:1.2rem 0}.state-link{display:block;padding:.55rem .8rem;border:1px solid var(--line);border-radius:6px;text-decoration:none;font-size:.95rem}a.state-link{color:var(--navy);font-weight:600}a.state-link:hover{border-color:var(--blue);background:var(--bg-soft)}span.state-link{color:var(--muted);background:var(--bg-soft)}span.state-link small{display:block;font-size:.72rem}.cta{background:var(--navy);color:#fff;border-radius:10px;padding:1.8rem;margin:2.5rem 0 1rem;text-align:center}.cta h2{color:#fff;margin:0 0 .5rem}.cta p{color:#cfe2f0;margin:.3rem 0 1.1rem}.btn{display:inline-block;background:var(--orange);color:#fff;text-decoration:none;font-family:var(--font-condensed);font-weight:700;font-size:.88rem;text-transform:uppercase;letter-spacing:.1em;padding:.75rem 1.6rem;border-radius:4px}.btn:hover{background:var(--orange-dark);color:#fff}.cta .alt{display:block;margin-top:.9rem;font-size:.92rem}.cta .alt a{color:#7fc9ea}.faq details{border-bottom:1px solid var(--line);padding:.6rem 0}.faq summary{font-weight:600;color:var(--blue-dark);cursor:pointer}.faq p{margin:.6rem 0 .3rem}.updated-stamp{display:inline-block;font-size:.85rem;color:var(--muted);border:1px solid var(--line);border-radius:99px;padding:.15rem .7rem;margin:.4rem 0 1rem}.sources{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);margin-top:2.5rem;padding-top:1rem}.sources ul{padding-left:1.2rem}.site-footer{background:#f0f0f0;color:#444;margin-top:3rem;padding:2rem 0;font-size:.9rem}.site-footer a{color:var(--blue-dark)}.site-footer strong{color:var(--navy)}.site-footer .cols{display:flex;gap:2.5rem;flex-wrap:wrap}.site-footer .disclaimer{margin-top:1.4rem;font-size:.8rem;color:#777;max-width:60rem}.trust-bar{background:var(--bg-soft);border-bottom:1px solid var(--line)}.trust-bar .wrap{display:flex;flex-wrap:wrap;gap:.5rem 2.2rem;padding-top:.7rem;padding-bottom:.7rem}.trust-bar span{font-family:var(--font-condensed);font-weight:700;font-size:.8rem;letter-spacing:.07em;text-transform:uppercase;color:var(--navy);white-space:nowrap}.state-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem;margin:1.2rem 0}.state-card{display:block;border:2px solid var(--blue);border-radius:8px;padding:1rem 1.1rem;text-decoration:none;background:#fff}.state-card:hover{background:var(--bg-soft)}.state-card .name{display:block;color:var(--navy);font-family:var(--font-heading);font-weight:700;font-size:1.05rem;margin-bottom:.35rem}.state-card .hook{display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;color:var(--muted);font-size:.9rem;line-height:1.45}.draft-note{color:var(--muted);font-size:.95rem;margin:1rem 0 0}.card .headline-amount{display:block;font-family:var(--font-heading);font-weight:700;font-size:1.5rem;color:var(--navy);margin:0 0 .35rem}.compliance-packet{border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:6px;background:var(--warn-bg);padding:1.1rem 1.3rem;margin:1.6rem 0}.compliance-packet h3{margin-top:0;color:var(--navy)}.compliance-packet p{margin:.4rem 0 1rem;color:var(--ink)}.alert-signup{border:1px solid var(--line);border-radius:8px;background:var(--bg-soft);padding:1.1rem 1.3rem;margin:1.6rem 0}.alert-signup h3{margin:0 0 .3rem;color:var(--navy)}.alert-signup p{margin:0 0 .9rem;color:var(--muted);font-size:.95rem}.alert-signup form{display:flex;gap:.6rem;flex-wrap:wrap}.alert-signup input[type=email]{flex:1 1 220px;padding:.65rem .8rem;border:1px solid var(--line);border-radius:4px;font-size:.95rem}.alert-signup .btn{margin:0}.footer-logo{height:26px;width:auto;display:block;margin-bottom:.45rem}.hero-split{display:grid;grid-template-columns:1.05fr .95fr;gap:2.2rem;align-items:center}.hero-media{margin:0}.hero-media img{width:100%;height:auto;display:block;border-radius:10px;border:1px solid rgba(255,255,255,.2);box-shadow:0 14px 34px #0000004d}@media(max-width:880px){.hero-split{grid-template-columns:1fr;gap:1.5rem}}.rec-split{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem;align-items:start}.rec-media{margin:0}.rec-media img{width:100%;height:auto;display:block;border-radius:8px;border:1px solid var(--line)}@media(max-width:720px){.rec-split{grid-template-columns:1fr}}
